Income Annuities
If you're preparing for retirement and are concerned about a stable source of income in retirement, consider one of our guaranteed income annuity products.1 You can select an immediate annuity which starts paying income right away (usually within 12 months), or a deferred income annuity which allows you to put money away now for lifetime income payments that start when you need them in the future.2 Either way, you can rest easy knowing you'll always have a steady income stream when you need it most.
Investments#
We offer products and services to help you develop a sound, long-term investment strategy. You can choose from over 2,500 mutual funds; self-directed, tax-deferred individual retirement accounts (IRAs); and 529 college savings plans. We also offer products to fund employer-sponsored retirement plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined-contribution and defined-benefit plans.
Other Products
We have established relationships with other carriers and can supply you with information on individual and group health insurance products. If we don’t offer it, chances are we can still assist you.3
To learn more about our products and services, feel free to give us a call or request a free consultation. We’ll be happy to answer all your questions and make recommendations based on your specific situation.
* Accessing cash value will reduce the available cash surrender value and death benefit of the policy.
1 Guarantees are backed by the claims-paying ability of the issuer.
2 Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 59½ may also be subject to a 10% federal tax penalty.
# Securities products and services are offered by properly licensed registered representatives through NYLIFE Securities LLC (Member FINRA/SIPC), a Licensed Insurance Agency and a New York Life Company.
3 Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.